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Ruth Hayden is a nationally recognized financial consultant, educator and author based out of St. Paul, Minnesota. In 1982 she founded Ruth L. Hayden and Associates, Inc., a consulting and educational company. As an educator, she is known in the industry for her financial innovation beginning in the early 1980s in establishing the relationship between emotions and money. Today we know that as Behavioral Finance.

She is the author of four books. Your Money Life: The "Make-It-Work" Workbook is her most recent  book.  This workbook is a hands-on approach to learning about money.  She also published Start Where You Are: Retirement Planning in a Changing World, a pragmatic and holistic guide to planning the retirement you want.  In 2003 it won the MIPA book achievement award.

 

For 24 years, Hayden has taught classes that challenge women to take charge of their lives as knowledgeable, strong and focused women. Her "Women and Money" course inspired the book entitled How To Turn Your Money Life Around: The Money Book for Women, which was nominated for the 1993 Minnesota Book Award. In 2002, Hayden received the Award for Support and Encouragement of Girls and Women by an Individual from the Ann Bancroft Foundation.

Hayden also teaches a popular series of classes called "Couples and Money" which is the basis for her book, For Richer, Not Poorer: The Money Book for Couples. The book and these classes teach a workable partnership model of managing money.

She has been quoted in numerous national publications, including Washington Post, Washington Times, Money, Newsweek, Reader's Digest, Mademoiselle, Working Woman, Money Sense, New York Newsday, Ladies' Home Journal, Parents Magazine, Utne, Woman's World, Time, Kiplinger's Personal Finance Magazine, Wall Street Journal, Chicago Tribune, Minneapolis Star and Tribune, Business Week, Forbes.com and Bankrate.com. She is a 2006 winner of the Upsize Lifeline Award–an acknowledgement of her work in developing small businesses. She is a frequent guest and commentator on Public Radio.

© Copyright Ruth L. Hayden and Associates, Inc.

DISCLAIMER

Ruth L. Hayden & Associates, Inc. (Hayden) is a financial consulting firm located in the State of Minnesota. Hayden is an educator who gives no individualized investment advice but teaches general financial principles and concepts. The purpose of this web site is limited to the dissemination of general information on Hayden’s services and providing an efficient mechanism through which current or prospective clients may contact Hayden.

Any information provided in these materials is believed to be from reliable sources. Hayden makes no representation as to its accuracy or completeness and is not responsible for any damages incurred as a result of your use of these materials.

Hayden’s web site may contain links to web sites operated by parties other than Hayden. Such links are provided for your information and convenience only. Hayden does not control such web sites, and is not responsible for their contents. Hayden’s inclusion of links to these web sites does not imply any endorsement of the material on such web sites, any association with their operators or the appropriateness of any of the investment advise or products discussed on those web sites.

Advice and services may only be rendered after the execution of a services agreement by the client and Hayden. These materials do not constitute a solicitation to sell or offer to sell investment services or securities of any type.