| Table of Contents
the book's very first sentence-a question about what your
life will be like in the next 20 to 40 years-to the last,
Start Where You Are: Retirement Planning in a
helps you to get real and get excited about retirement. Far
more than a savings guide, the book helps you in managing
your expectations and making balanced decisions without fear
or greed. You can meet your coming money, work, health,
and family needs, and Ruth Hayden will assist by asking that
your life over three distinct stages so you can plan specifically
for each stage.
resiliency. Life's going to throw you some curveballs, so
you must adapt without abandoning your long-term plans.
money with other facets of your life so that retirement
will be successful and fulfilling. After all, the money
part of retirement is only 20 percent of the planning.
Where You Are is Ruth at her best. She doesn't
beat around the bush as she inspires you to bring balance
into your life, transform your retirement dreams into reality
and take control of your finances. If you pick one book to
start your retirement planning, make it Start
Where You Are.
leading financial experts say about Start Where You Are
Where You Are is a delight to read. It's like sitting
down with Ruth and carrying on a warm, lively conversation
about ways to transform dreams into reality, to bring balance
into life, and to take control of our finances."
Farrell, Host of Public Television's Right on the Money
& Public Radio's Sound Money
Hayden has an incredible ability to ask the right questions
and deal with them pragmatically and intelligently. If you
are seriously interested in not just retiring, but living
successfully until and in retirement, then this book should
be read and often referred to."
Levin, CFP T, founding principal of Accredited Investors,
Inc. and voted one of Mutual Fund magazine's top
100 financial planners
Hayden's book is an inspiring and highly entertaining guide
to planning for the rest of your life, however long that may
be. The real-life stories she relates make this a very readable
Detweiler, Consumer advocate, author of The Ultimate Credit
1 It's Never Too Late!
2 Life Is a Series of Stages
3 Avoiding Second Arrows
4 What If.Then What?
5 My Life Has to Work-All of It!
6 Creating a New Vision
7 Who Am I?
8 What Is Work?
9 Will It Ever Be Enough?
10 How Long Does "Old" Last?
11 Just a Youngster (Your Sixties)
12 So This is Midlife! (Your Seventies)
13 So, Is This Old? (Your Eighties and Older)
14 What About Now?