Recent radio interviews with Ruth on Minnesota Public Radio with host Kerri Miller.

Student loans, from the parents' perspective

When college students take out loans to pay for school, they are assuming a large load of debt that could affect their finances for years. What role should parents play in guiding their children through that process, and should parents jeopardize their own financial future to help pay for higher education?

Broadcast: Midmorning, 06/03/2011, 10:06 a.m.

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How to create a cash cushion

A recent survey indicated that nearly half of American households couldn't come up with $2000 in cash within thirty days. In this recession that just won't quit, what are you doing to build an emergency cash cushion?

Broadcast: Midmorning, 08/05/2011, 10:06 a.m.

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Principles to build your wealth

Broadcast: Midmorning, 10/08/2010, 10:06 a.m.

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Though our financial goals and obligations may vary widely, personal finance experts agree there are a few principles that can help guide your planning. Ruth Hayden shares her golden rules for money management.

Idealistic, and realistic, retirement planning

Broadcast: Midmorning, 04/09/2010, 10:06 a.m.

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How much we save for retirement often depends less on what we know we'll need and more on what we can afford to set aside. Ruth Hayden has ideas for setting realistic retirement goals and ways to reach them.

How to escape the debt trap

Broadcast: Midmorning, 02/04/2011, 10:06 a.m.

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Whether it's school loans or credit card bills, debt is a reality facing many Americans. Midmorning's financial consultant has some tips on how to make your debt more manageable.

What's your financial new normal?

Broadcast: Midmorning, 02/05/2010, 10:06 a.m.

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Consumers are discovering that they need to have a whole new level of spending that's lower than in the past. Personal finance guru Ruth Hayden says a new way of managing your money means more than just cutting back on purchases.

Three life decisions that couples have to make

Broadcast: Midmorning, 07/02/2010, 10:06 a.m.

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Personal finance expert Ruth Hayden joins Midmorning to talk about the three financial life scenarios that couples need to face: 1. How they will work together on money as a couple 2. What happens if their relationship ends 3. What happens when the first one of them dies.

How to find the extra money in your budget
Broadcast: Midmorning, 03/13/2009, 9:06 a.m.

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As the tough times continue, many of us are looking for creative ways to cut back. Ruth Hayden has ideas for listeners on how to weigh the options.

For couples, different paychecks can cause a rift
Broadcast: Midmorning, 12/04/2009, 9:06 a.m.

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Money can really wreck the romance in any relationship. Ruth Hayden offers advice on how to keep money in perspective, especially when one makes more than their partner.

Strategies for weathering the recession
Broadcast: Midmorning, 11/14/2008, 10:16 a.m.

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No matter how deep this recession proves to be, the ways to cope are the same from downturn to downturn. Ruth Hayden and listeners talk financial strategies for tough times.

Money management for singles

Broadcast: Midmorning, 08/06/2010, 10:06 a.m.

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Whether you're just out of college and on your own, or recently divorced or widowed, financial planning can be a challenge. Ruth Hayden joins Midmorning to provide some tips on planning for a secure financial future.